Insurance & Payment Plans for Braces in Australia

Getting braces and orthodontic treatment can be a big investment, especially for those on slim budgets. The good news is, orthodontic clinics – including The Orthodontic Place in Adelaide, Australia – provide a range of payment options that are easier on the hip pocket and can be gradually paid off over time.

If you’ve been looking to get orthodontic treatment but wondering what insurance and payment options are out there, keep reading below! Or, for the most accurate advice, we recommend booking a consultation with us at The Orthodontic Place so we can help you outline the exact costs and payment options that may be available for your individual braces and orthodontic treatments.

Yes of course, but you will have to check that your insurance cover includes extras for orthodontic treatments (not just general dental).

In Australia, health insurance for dental treatments is typically comprised of 3 different categories. These include:

1. General dental – e.g. scaling
2. Major dental – e.g. wisdom tooth extraction
3. Orthodontics – e.g. braces, Invisalign, etc.

It’s important to check that you have orthodontic treatments covered in your dental health insurance plan, including how much can be covered or claimed. Not all health insurance providers for dental are made equal, so the amount you can claim back can vary depending on your health insurance provider.

At The Orthodontic Place, we’re more than happy to check your health insurance plan to see whether you’d be able to get claims back on your orthodontic treatments. Simply get in touch with us today with all your details and we’ll be able to answer your queries and questions.

In Australia, here are just a few of the many health insurance providers that provide extras policies for orthodontic treatment and dental:

• Bupa
• Medibank
• AHM
• GMHBA
• (plus many others)

It’s also worth noting that there is typically a 12 month waiting period for orthodontic and dental cover. Generally speaking, you may be able to get started on your orthodontic treatment before the waiting period ends if:

1. Your orthodontic treatment continues even after the waiting period ends, and
2. You have not paid the overall orthodontic treatment costs upfront.

However, as always, be sure to check with your health fund or provider before commencing any type of orthodontic care or treatment.

At The Orthodontic Place, we offer flexible third party payment plans (DentiCare) for orthodontic dental care and braces treatment that is affordable, interest-free and tailored for your circumstances.

In your initial consultation with us, we will outline the details of your treatment plan, cost of your treatment, and provide personalised payment plan options that work for you. This can include orthodontic payment plans that are in monthly payment schedules. We will ensure our flexible payment plans will also work with your Private Health Insurance rebates.

Our third party financing ensures that there are no hidden fees or unexpected hidden costs. If there are additional fees (if any!) then rest assured this will be all outlined clearly for you beforehand.